Guaranteed Allotment Loans in Lakewood, Ohio for Federal & Postal Employees

  1. Complete the Online Application
    Start by filling out our simple online application. It takes just a few minutes to provide basic information about your employment and financial situation.
  2. Guaranteed Approval
    Allotment loans are available with guaranteed approval for federal and postal employees. Since repayments are made through payroll deductions, your approval is based on your employment status, not your credit score.
  3. Automatic Payroll Deductions
    Once approved, your loan repayments will be automatically deducted from your paycheck, making it easy to stay on top of your payments. No need to worry about late fees or missed payments!
  4. Receive Funds Quickly
    After approval, the loan amount is transferred directly into your bank account. You can expect quick funding — often within the same day or by the next business day.
  5. Repay in Simple Installments
    Repayment is made in fixed monthly installments through automatic deductions from your paycheck, making it simple and stress-free.
  • Guaranteed Approval for Federal & Postal Employees
    Allotment loans offer guaranteed approval to government employees, making them an ideal option for federal and postal workers. Your employment status ensures approval, even if you have bad credit.
  • No Credit Check
    Unlike traditional loans, allotment loans do not require a credit check. We focus on your employment and ability to repay the loan, not your credit history.
  • Fast Online Application
    Apply online anytime, from anywhere. The application process is quick and easy, with fast approval and no need for lengthy paperwork.
  • Automatic Payroll Deductions
    Loan repayments are automatically deducted from your paycheck, which makes it easier to repay without the risk of forgetting a payment.
  • Loan Amounts: You can borrow between $500 and $5,000, based on your financial situation and eligibility.
  • APR (Annual Percentage Rate): APR typically ranges from 15% to 36%, depending on your loan amount and repayment term.
  • Repayment Terms: Allotment loans offer flexible repayment periods, typically between 6 to 24 months, with fixed monthly installments.
  • No Hidden Fees: We ensure that all fees are transparent, so you’ll know exactly what to expect before you finalize the loan.
  • Automatic Payroll Deductions: Loan repayments are automatically deducted from your paycheck, making the process smooth and hassle-free.
  • Fixed Monthly Payments: You will repay the loan in fixed monthly installments, which helps you stay on budget.
  • Flexible Terms: You can choose repayment terms between 6 and 24 months, depending on the amount you borrow and your ability to repay.
  • Guaranteed Approval: If you’re a federal or postal employee, you’re guaranteed approval for an allotment loan, regardless of your credit score.
  • No Credit Check: Your credit history won’t impact your loan approval. We focus on your ability to repay based on your current employment.
  • Same-Day or Next-Day Funding: Get the funds you need the same day or within 24 hours, so you can address your urgent financial needs quickly.
  • Simple Repayment: Automatic payroll deductions make repayment easy, and terms are flexible to fit your budget.